🇸🇪 Klarna secures €1.4 billion structured financing facility with Santander

London, UK – 21 August 2025 – Klarna, the global digital bank and flexible payments provider, today announced the execution of its inaugural warehouse financing facility with Santander as the sole lender. The facility provides a total funding capacity of up to EUR 1.4 billion and is backed by German receivables. It forms part of Klarna’s broader strategy to diversify funding sources and support continued growth.

“This is a key pillar of our growth strategy while at the same time enhancing the funding tools available to Klarna,” said Niclas Neglén, CFO at Klarna. “This transaction demonstrates strong institutional confidence in Klarna’s platform, product performance, and credit risk management.”

Originally published on 21 August by Klarna.

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